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Q - We have been given a date to attend
court for a decision on whether our home may be repossessed.
We cannot pay the outstanding arrears, can you help? |
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A -
Yes, there are options available to you. You could contact
your lender, explain your situation and ask for more time, it
is always better to communicate ASAP. If this does not work,
you can ask the court to give you more time. If that fails, we
can buy your home and rent it back to you, giving you the opportunity
to buy it back at a future date. We can also build in a deposit
to enable you to do so. |
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Q - I have been to court and been given
an eviction date when my home will be repossessed, can you help? |
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A -
We can stop repossession proceedings right up to the time
when the bailiffs come to change the locks, but we advise you
to contact us without delay, the more time we have, the better.
Do not risk being too late. |
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Q - How do we know that you will not
buy our home and then evict us after a few months? |
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A -
Before we buy your home, we will provide you with a legal
document from a well respected independent solicitor which protects
your interests. Our directors will also personally guarantee
that you can stay on as tenants provided you abide by the terms
of the standard tenancy agreement. |
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Q - Do I need HIPS? |
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A -
If you sell directly to us and not through an agent, you do
not need a HIPS |
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Q - Will our rent rise so much that
we cannot afford to pay? |
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A -
We will guarantee that it will not rise above the government
annual inflation figures. |
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Q - What if I become ill or cannot
work? |
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A -
We borrow money to buy your house and all mortgages need to
be paid regularly. Your rent will pay the mortgage. Unlike most
lenders, if you experience financial difficulty, we will do everything
in our power to assist you to overcome your problems. All we
ask is that you let us know in plenty of time of any potential
problems on the horizon. It is always best to communicate ASAP
so we can assist you to explore the benefits system and any other
options. |
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Q - We do not want our neighbours to
know our problems and that we are having to sell our house -
how can you help? |
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A -
We offer absolute discretion. No 'For Sale' signs, no advertising
and we would certainly never discuss your personal problems with
any other party. Confidentiality is assured. |
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Q - Do you cover the whole of the country
or just the South East? |
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A -
We are based in Canterbury in Kent and most of our clients
are in Kent and East Sussex - we have recently helped families
in Faversham, Folkestone, Ashford and Deal. |
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